Protect valid credentials from compromise
Start with device reputation checks to establish trust in the device first to prevent the compromise of otherwise valid consumer credentials.
Verify identities digitally
A digital world calls for digital identity proofing, which provides secure self-service identity verification in a matter of seconds from the convenience of a consumer’s mobile phone.
Apply Strong Customer Authentication (SCA)
SCA requires two or more elements categorized as something the consumer knows, possesses, or is. SCA is integral to consumer protection and Open Banking regulations, including PSD2.
Maintain trust over time
Adaptive risk-based authentication provides the context you need to identify suspicious patterns so you can decide to allow, block, or challenge the consumer.