Secure debit and credit cards in minutes

Financial Card Issuance Software for Instant Debit and Credit Card Delivery

Deliver immediate value from the very first financial interaction. With instant financial card issuance software from Entrust, you can equip bank and credit union customers with fully activated debit or credit cards in minutes – at the moment of branch onboarding and for new account cards, emergency replacements, and reissuance. Expect faster onboarding, increased activation and transaction rates while reducing the operational burden of card inventory, shipping, and manual processes.

Built for flexibility, you can design, personalize, and manage card programs around your unique requirements. Configure workflows, integrate with your existing financial institution systems, and issue multiple card types across your card programs from a single, scalable platform that evolves alongside changing technologies and regulatory demands.

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Elevate your cardholder’s experience with ready-to-use payment cards issuance

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Improve cardholder activation and transaction rates

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Protect financial data and help meet regulatory compliance

of survey respondents stated a preference in receiving physical cards (source)

debit and credit cards issued each year with our instant issuance systems

installations worldwide

Place fully activated cards into customers’ hands giving them immediate purchasing power and eliminating the need to wait for mailed cards. Customers have more choice and faster service by issuing any card type from a single, multi‑hopper system, instantly.

This also boosts customer satisfaction by reducing delays, while institutions benefit from higher activation rates and lower costs tied to pre‑printing, inventory, and mailings.

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Instantly issue beautiful, secure debit and credit cards for banks, credit unions, and financial institutions with trusted payment technology, designed to enhance card program design, management, and overall efficiency.

Whether you’re delivering physical or digital cards, enabling in-branch or self-service delivery, or choosing cloud or on-prem deployment, Entrust helps banks and credit unions create a unified issuance strategy tailored to your retail banking business goals. Backed by decades of expertise and global scale, Entrust provides a complete, single-source solution, so you can simplify operations, future-proof your card infrastructure, and deliver the secure, seamless experiences your customers expect.

Explore the interactive demo to see how easily you can issue fully activated ready-to-use cards to customers within minutes.

Editor’s Choice: Excellence in Tech for Entrust Instant Financial Issuance as a Service (IFIaaS)

The PayTech Awards USA 2025 honored Entrust Instant Financial Issuance as a Service (IFIaaS) with the Editor's Choice: Excellence in Tech award.

The Benefits of an Instant Financial Payment Card

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Fast, Secure In-Branch and Self-service Issuance

Give retail banking customers hassle-free access to new or replacement cards with instant branch banking issuance and quick turnaround for queued or low-volume requests.

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Unlimited Card Printing

Unlimited card printing is included with the software under a per-branch subscription, with no additional cost based on card volume or number of cardholders.

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Compliance and Security Standards

Give customers confidence and seamless access with smart cards that meet global Mastercard, Visa, EMV, and PCI standards, while end‑to‑end encryption keeps their personal and payment data protected at every step.

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PIN Solutions

Give customers more control and convenience with PIN setup and changes, supported by secure PIN pads and encoders that let them select, update, or transfer their PIN instantly.

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Meet Business Requirements

Manage every step of card setup and issuance, giving customers faster delivery, fewer delays, and a smoother experience, all while staying in control with simple monitoring and reporting.

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Built for Secure and Compliant Card Issuance

Entrust financial card issuance software is designed to meet the most demanding standards in the industry. Every card program is backed by PCI and PCI-CP compliance, EMV chip technology, and certification with Visa and Mastercard networks. Built-in audit trails and role-based access controls give full visibility and control over who can issue, personalize, or manage cards.

Tech Specs

Supports EMV® compliant payment applications including but not limited to: 

  • VISA: VSDC, payWave
  • MasterCard: M/Chip, MICA, Maestro
  • American Express: AEIPS
  • China Union Pay: PBOC
  • Discover. Diners Club International, PULSE: D-PAS
  • JCB: J/Smart™
  • Support for PBOC 2.0 standard
  • Built-in compliance for VISA and MasterCard instant issuance security recommendations
  • Audited PCI compliance
  • End-to-end encryption for proven security
  • Custom card personalization and backgrounds
  • Complete PIN selection and re-PIN capabilities
  • Management reporting and administrative tools
  • Support for seven languages
    • Arabic
    • English
    • French
    • German
    • Portuguese
    • Simplified Chinese
    • Spanish

Explore Card Issuance Software

Issuance Systems

Dynamic EMV Solution


Deliver secure, ready‑to‑use EMV cards with the Entrust Dynamic EMV Solution, simplifying EMV personalization so customers enjoy smoother payment experiences.
Issuance Systems

Issuance Device Management


Ensure reliable customer service with Entrust Issuance Device Management. The solution uses a web dashboard to monitor error codes and maintenance updates, so card issuance stays fast and disruption‑free.
Issuance Systems

Adaptive Issuance Key Manager


Protect every card your customers receive with Entrust Adaptive Issuance Key Manager for managing keys, strengthening data security, and streamlining preparation and document issuance.

Related Products

What is financial card issuance software?

Financial card issuance software enables banks, credit unions, and financial institutions to instantly design, personalize, activate, and issue debit and credit cards at branches, self-service kiosks, or centralized locations. Modern card issuance solutions help organizations improve cardholder experiences, accelerate activation, and maintain compliance with EMV, PCI, Visa, and Mastercard standards.

What should you look for when choosing the right financial card issuance software?

The right solution should offer flexible cloud or on-prem deployment, support both in-branch and self-service issuance, and handle debit and credit card programs from a single platform. It should also meet strict security and compliance requirements (EMV, PCI, Visa, and Mastercard standards) while offering the scalability to grow across branch networks as your institution expands.

How does instant financial card issuance software work?

Instant issuance software connects to a card printer as a branch or self-service kiosk, allowing debit and credit card to be personalized, encoded, and activated on the spot. Customers walk away with a fully functional card in minutes instead of waiting for one to arrive by mail.

Can financial card issuance software issue both debit and credit cards?

Yes. Modern issuance platforms support both card types from a single system, letting institutions manage debit, credit, and other payment card programs without separate infrastructure.

Can card issuance software be deployed in the cloud or on-premises?

Financial institutions can choose cloud-based deployment for lower infrastructure overhead or on-premises deployment for direct control. Both options typically deliver the same issuance capabilities.

Does financial card issuance software support EMV card personalization?

Yes. Leading issuance solutions personalize EMV chip cards on demand, meeting global EMV standards while keeping issuance instant and secure.

Can financial card issuance software support brand and self-service issuance?

Yes. Cards can be issued by staff at a branch counter or through self-service kiosks and interactive teller machines, giving institutions flexibility in how issuance is delivered.

How can card issuance software improve card activation rates?

Because cards are activated and ready to use the moment they are issued, customers don't need to wait for mailed cards to arrive and activate separately. Instant activation removes drop-off entirely.