Tieto is the largest Nordic IT services company, providing full life-cycle services for both the private and public sectors and product development services in the field of communications and embedded technologies. Tieto has a global presence through its product development business and global delivery centres. Tieto is committed to developing enterprises and society through IT by realizing new opportunities in customers' business transformation. Card Suite is a set of software products developed by Tieto which provides the base for a wide range of payment card issuing, acquiring, switching and clearing functions, as well as u-commerce and fraud and dispute management solutions. Card Suite is a proven, reliable solution used by a large number of customers in different geographies in developing as well as mature markets. These customers, both new and established players in the market, have chosen Tieto for its capability to deliver innovative solutions with a solid return on investment. Card Suite is acknowledged as one of the world’s leading multinational card management systems - it offers a business-driven technology designed with users in mind.